If your credit score is low, it’s usually because your credit report contains too many negatives bringing the score down and not enough positives to bring the score up. Other symptoms may be high revolving debt or not much credit on your report, period. Although there are subtleties to knowing precisely what to attack with the resources you’ve got, and when, taking a closer look as some of the issues you might have is a good place to start.
Late Payments
Charge-Offs
Collection Accounts
Repossessions
Foreclosures
Bankruptcies:
Tax Liens:
Judgments
Dana George-Berberich is a freelance reporter and novelist. She has written finance articles for newspapers across the country and for companies like Dun & Bradstreet and Bankrate.
